Five things to consider when getting engaged

There are lots of elements to consider before popping the question. Here are some helpful hints to make it the best decision you ever made

Popping the question can be overwhelming, there’s no doubt about it. Is there ever a right moment to propose? And just how do you go about getting permission from the in-laws-to-be? There are so many questions, but one thing is for sure: getting engaged is one of the most exciting milestones in your life - even if there are a few things to think about beforehand.

Pegasus Personal Finance offers their engagement advice - designed to be read before getting down on one knee.

1. Get the in-laws on side

Whether they see you like a son-in-law already or not, seeking approval from her parents will always be daunting. Arrange a lunch so you can talk face-to-face, and speak from your heart. Every parent loves hearing heart-felt things about their child, and they won’t say no to a free lunch either.

2. Money talks

As much as it shouldn’t matter, finances are an important consideration for any couple. Weddings are expensive, so think about who’ll be footing the bill - and how! If budgets do get a little tight, a wedding loan could be a practical solution.

3. Think about the future

Discuss everything from breadwinners to babies before popping the question. It’s best to make sure you’re on the same page about these future decisions sooner rather than later.

4. Find the right moment

Whether it’s on a romantic getaway in Paris, a public affair in front of your loved ones or seemingly entirely spontaneous, plan ahead to ensure your proposal is too good to refuse.

5. Honeymoons and holidays

Are you culture vultures or beach babes? A holiday says a lot about the personalities of a relationship, so think about how you’d like to start off married life. That means deciding on everything - from the destination to whether the in-laws will be invited.